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BankUnited

National Business Development Officer - Mortgage Warehouse Lending (Remote)

1w

BankUnited

Melville, US · Full-time · $150,000 – $250,000

About this role

The National Business Development Officer drives growth in the Mortgage Warehouse Lending portfolio by generating new business and maintaining customer relationships. This remote role emphasizes developing strong referral systems and increasing BankUnited's market share in the mortgage warehouse lending arena. Success hinges on proactive relationship building across assigned markets.

Day-to-day involves serving as the primary point of contact for new Mortgage Warehouse Lending relationships, providing excellent customer service at all interactions. Collect and analyze customer creditworthiness and mortgage loan merits to support informed decisions. Participate in negotiating pricing, credit terms, due diligence, and pre-screening to ensure applications meet program requirements.

In this environment, stay informed on local and national economic, financial, political, and legislative developments impacting lending activities. Engage in community affairs to boost bank visibility and uncover new opportunities. Adhere strictly to federal and state laws, including anti-money laundering regulations like the Bank Secrecy Act and US PATRIOT Act.

Growth opportunities arise from building significant portfolio expansion through targeted business development. Identify and report suspicious activity while completing required training and following bank policies. Preference for candidates in BankUnited's footprint enhances regional networking potential.

Requirements

  • Bachelor's Degree preferably in Finance or Accounting required (alternate combination of education and experience acceptable)
  • 5+ years' experience in warehouse lending business development required
  • Credit training with ability to interpret financial statements
  • Ability to develop term sheets
  • Ability to make underwriting recommendations
  • Knowledge of federal and state laws, regulations, and guidance related to anti-money laundering (Bank Secrecy Act, US PATRIOT Act)
  • Adherence to bank policies and procedures with completion of required training

Responsibilities

  • Develop new business relationships and a strong referral system within the assigned market, resulting in portfolio growth
  • Collect and analyze information reflecting customer creditworthiness and merits of mortgage loans they produce
  • Function as primary point of contact for new Mortgage Warehouse Lending relationships
  • Provide excellent customer service at all points of contact
  • Participate in negotiation of pricing and credit terms
  • Participate in due diligence and pre-screening to ensure applications pre-qualify with MWL program requirements
  • Participate in community affairs to increase bank visibility and enhance new business opportunities
  • Keep abreast of economic, financial, political, and legislative events impacting lending activities

Benefits

  • Fully remote work location
  • Preference for candidates within BankUnited's footprint